The 2012 Ford Focus Zetec combines practicality with an economical 1.6L petrol engine. As a Zetec trim, this model offers a balanced driving experience. The Ford Focus is known for its reliability and the low insurance group indicates that it could be more affordable to insure than similar vehicles. This can make it an appealing choice for those looking to manage their running costs. The 1.6L petrol engine provides a good balance of performance and economy, making it suitable for both city driving and longer journeys.