The Volvo XC40. It’s the compact SUV that makes you feel like you’ve got your life together. Safe, stylish, comfortable – and with that understated Scandinavian cool that says “I recycle, but I also like leather seats.” This is the D3 version – a 2.0-litre diesel that gives you the best of both worlds. Enough power to cruise the motorway without feeling like you’re thrashing it, but still sensible economy in the mid-50s mpg range. And being Euro 6, it slips through ULEZ zones without costing you a fortune. The Momentum Pro spec means it isn’t short on kit either. You get the big touchscreen, navigation, heated seats, clever safety systems that keep an eye on you when you’re not, and the sort of build quality that makes German cars look a bit fussy. It’s also a Volvo, which means safety is baked into its DNA. The doors shut with a reassuring thunk, the cabin feels like a bank vault, and it’s the kind of car you’d want to be in if the worst happened. So what you’ve got here is a stylish, modern SUV with Swedish flair, diesel efficiency, and ULEZ-friendly credentials. The XC40 does everything a family car should – it just does it better, and with a lot more class.