Volkswagen Polo 1.2 S - Affordable, Reliable & Economical This VW Polo 1.2 S is the perfect choice for new drivers, city commuting, or anyone looking for a dependable and cost-effective car. It falls into the lowest insurance group, making it incredibly cheap to insure. Well-maintained with annual servicing, this Polo is known for its reliability and durability. It drives beautifully and is very fuel-efficient, has some wear consistent with age. A great little car that's easy to park, cheap to run, and ready to go