Some cars are bought with the heart. Some with the head. The BMW X3 20d M Sport is the rare thing that satisfies both — it’s sensible enough to keep your accountant happy, but still has enough attitude to make you grin like you’ve just won a pub quiz you didn’t enter. This one is the full-fat M Sport version, which means it isn’t just an SUV — it’s an SUV that’s been to the gym, hired a personal trainer, and now insists you admire its 20-inch M Double-Spoke 310M wheels every time you walk past it. And then we get to the toys. Proper toys. The sort of stuff that makes lesser SUVs feel like they were built out of garden furniture. M Sport Plus Package (rare) 20” M Double-Spoke 310M alloys (valuable) BMW Professional Media Package BMW Professional Navigation Harman Kardon premium sound Xenon Headlights Sun Protection Glazing Reversing Camera Enhanced Bluetooth with USB Headlight Washer System (rare) Fineline Anthracite Wood with Pearl Chrome Finisher (very rare trim) Folding, auto-dimming door mirrors It’s basically a greatest-hits album of BMW optional extras. And crucially, it’s been properly maintained, with a service history that reads like a BMW technician’s bedtime story: 14,655 | 29,878 | 44,775 | 55,147 | 61,818 | 77,418 | 95,915 miles, all stamped, all recorded, all exactly as you want it. It’s now fully prepared and on sale. Underneath, the xDrive system means it’ll drag you out of mud, rain, snow, gravel, and whatever the British climate decides to throw at you that week. The 2.0 diesel gives you torque for days, excellent MPG, and the sort of low-end shove that makes overtaking feel delightfully cheeky. Inside, the driving position is pure BMW theatre — thick steering wheel, clear dials, big screen, chunky gear selector, and seats that hold you like they’re trying to keep you from making bad life decisions. On the road, it’s exactly what you want: Firm enough to feel expensive. Comfortable enough to not spill your coffee. Quick enough to embarrass a few hatchbacks. And efficient enough to stop you crying at the fuel station.