For sale is my stunning 2020 (70-plate) Volvo XC40 T4 Inscription in elegant Silver metallic - the top luxury trim loaded with desirable extras like panoramic roof, 360 camera, heated rear seats and hands-free power tailgate. This meticulously maintained example has covered only 45,000 miles and is in outstanding condition inside and out. Drives superbly - powerful yet refined 190 BHP 2.0 petrol turbo engine, smooth 8-speed automatic gearbox, comfortable and practical family SUV. Key specification: 2020 registration, petrol, 1,969 cc, 190 BHP, FWD 8-speed automatic transmission Inscription trim: full premium leather upholstery (recently re-protected/sealed by me in Aug/Sep 2025), crystal Orrefors gear knob, driftwood inlays, power-adjustable driver's seat Desirable extras: panoramic roof (tilt/slide with sun curtain), 360 surround view parking camera, heated front AND rear seats, hands-free power-operated tailgate (foot sensor opening/closing) Standard Inscription features: 9" touchscreen with Apple CarPlay & Android Auto, DAB radio, Bluetooth, dual-zone climate control, LED headlights, rear parking sensors & camera (enhanced by 360), cruise control, City Safety (auto braking), Lane Keeping Aid, Road Sign Information, power folding mirrors, auto lights/wipers MOT valid until 27 January 2027 (100% pass rate over 4 tests, only minor normal advisories like front brake pads/discs wearing thin - nothing serious) Taxed until 1 August 2026 Brand new tyres fitted February 2026 (full set) Ceramic coating applied to paintwork 1 year ago (lasting 4-5 years) - bodywork looks near-new with no major marks Interior in as-new condition - no rips, tears or excessive wear; non-smoker, no pets 2 remote keys The car has been very well looked after - everything functions perfectly, no faults, very economical (real-world 35-40 mpg mixed driving). Reason for sale: I'm relocating abroad for a long period and have to sell - otherwise I wouldn't be parting with it. The car is faultless and I've loved owning it. Important: The vehicle is currently on Hire Purchase (HP) finance with approximately 14,000 outstanding. Settlement figure available on request (I can provide the latest quote from the lender). Buyer can pay the settlement figure directly to the finance company, with any balance paid to me. Full title clearance and V5C provided upon completion. Happy for any independent inspection (AA/RAC welcome).