BMW X5 3.0L M SPORT XDRIVE WITH 2 Former Keepers Factory extras worth £11,555-One Owner Plus Demo-Space Grey-Heated Black Dakota Leather Upholstery-Reverse Camera-Soft Close Doors-Head Up Display-Harman Kardon-Lane Departure-7 Seater-American Oak High Gloss Interior Trim-Slide & Tilt Glass Panoramic Sunroof-20 Inch Alloy Wheels-Privacy Glass-M Sport Plus Package-Mfsw-Dual Climate Control-Cruise Control-Dab Radio-Bluetooth-Satnav-Nice Example. REPRESENTATIVE EXAMPLE. Borrowing £11,999 over 6 years with a representative APR of 11.9%, an annual interest of 6.45% (fixed) with a deposit of £1,200.00, the amount repayable would be: first payment of £208.03, followed by 70 payments of £208.03 and a final payment of £208.03. The total cost of credit is £4,179.21 and the total amount repayable is £16,178.21. If you wish to arrange your own finance with a broker then there will be an administrative fee of £499 plus VAT. Rates From 11.9% APR. We are a credit broker, not a lender. The rate you are offered will depend on your individual circumstances. All purchases are subject to a £99 inc vat admin fee.